Submitted by Curt Amesbury While almost everyone is familiar with traditional Home Owners Insurance, being the owner of a non-owner-occupied investment property is a little different. As a new investor (and assuming you have a general idea of the type, size, age and location of a property you might buy) I recommend that you talk to a few insurance agents. Landlord insurance can include
coverage’s that Home Owners Insurance does not address, so ask questions and get an idea of what options you have. Decide upfront if you want to insure for replacement cost or to cover your investment. Those are two very different things in the insurance world!